Serbia townhouse kitchen area
A common issue in any house setting, and even more so in townhouse complexes, is drainage. Either the sewer or the water backs up and usually damage from this isn’t covered in a basic policy. Make sure that you have this coverage in yours because it can be one of the most devastating causes of damage and something that is very common in a townhouse complex. Sewer and water backup is usually separate from natural disasters such as flooding and earthquakes.
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